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Chime® – Fee-Free Banking icon

Chime® – Fee-Free Banking

com.onedebit.chime · Chime

View on Google Play ↗ Finance
Current version ?
5.337.0—
Rating
4.7 ★★★★★239,931 reviews
Downloads
10,000,000+Google Play range
Monetization
——
Last tracked
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Chime® – Fee-Free Banking New Features & Updates

Chime App Update: Version 5.336.0 Adds Instant Transfers and Insurance Tools

Chime released version 5.336.0 of its mobile banking app, available now on Google Play. The update includes bug fixes, performance improvements, and a refreshed interface, according to the app's release notes.

Instant Debit Card Transfers

All Chime members can now transfer money into their accounts from any external debit card instantly and free of charge. The feature removes the waiting period typically associated with ACH transfers and does not require linking a bank account. Chime confirmed the change in a company blog post, stating the transfer capability is available to all members.

Auto Insurance Savings

Chime added an auto insurance comparison tool through its partners. All members can check whether they qualify for lower rates on auto insurance directly within the app. The feature is available now to all users.

Credit Building and FICO Tracking

Chime expanded its credit-building features. Members can now build credit on purchases from the day they open an account, without requiring a direct deposit setup. The app also added FICO score tracking and displays the specific factors affecting a member's credit score. These changes were part of a broader app redesign that introduced new money management tools, as reported by PYMNTS.

Membership Tiers and APY Rates

Chime introduced a tiered membership system. The standard savings APY is 0.75%. Members with Chime Plus status earn 2.75% APY, and Chime Prime members earn 3.75% APY. The rates are variable and effective as of July 13, 2026. No minimum balance is required to earn interest, though accounts must have at least $0.01 in savings. Full terms are available in Chime's Membership Tiers Terms and Conditions.

Summary

Version 5.336.0 delivers instant debit card transfers, auto insurance comparisons, expanded credit-building tools, and FICO tracking. The update also includes standard bug fixes and performance smoothing. The tiered membership system with variable APY rates is now in effect.

Metrics trends

Over the last 60 days, PixelTrack observed changes in estimated installs, rating, rating count and review count. The table compares the earliest recorded changed value with the latest observation.

MetricEarlier valueLatest valueChangeLatest change
Estimated installs41,966,59642,212,754+246,158Aug 6, 2026
Rating4.734.73-0Aug 6, 2026
Rating count1,079,8381,089,441+9,603Aug 6, 2026
Review count239,476240,315+839Aug 6, 2026

Chime® – Fee-Free Banking Changelog

3 changes
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Version 5.337.0 Update

What’s new

Here's a fun fact: the smoothest things in life usually take the most work behind the scenes. Ice rinks. Hotel beds. Your favorite banking app. Our engineers have been busy fixing bugs and fine-tuning performance so everything feels just a little more effortless. All that's left for you is tapping "Update."

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Version 5.336.0 Update

What’s new

Ever notice how a fresh set of sheets somehow makes everything feel better? That’s kind of what this update is like. We tidied up bugs, smoothed out performance, and gave your favorite banking app a nice little refresh. Sleep better? We can’t promise that. A smoother app? That’s the idea.

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Version 5.335.0 Update

What’s new

There are three types of people in the summer: the ones who are always outside doing something fun, the ones scrolling through everyone else's vacation photos thinking, "Next weekend for sure", and us—the ones who just want you to update your Chime app. No matter which one you are, you'll all benefit from having a fast-running finances. We we're born to be type 3.